Become A Millionaire With Property...
Today, you will learn the approach to making money in property that has worked so well for
me over the past 15 years.
Including the exact property strategy that you can use in 2026 to do the same....
The silver bullet!
(I know, so much value for a Saturday morning)
Before we get into it… some context;
Sitting on the plane yesterday, trying to find some old photos of a property in Phuket, an
‘on this day last year’ picture popped up.
It was from a pre-dawn run through Manila, along the Pasig River, on January 16th 2025.
New year, out on a run, peaceful, miles from ‘home’, no phone.
I remember feeling so positively fortunate to be doing that exact thing, in that exact place,
at that exact time.
These were my written thoughts at the time;
Luck is a dividend of sweat
The harder I work, the luckier I get
Luck is what happens when opportunity meets preparation
In Manila today, meeting property investors
Out for a run this morning
Overwhelmed by a sense of how lucky I am to be here doing this
And yet here we are, one whole year later.
The point is that time waits for none of us. That year has flown by.
And, as we get older, and each year becomes a smaller and smaller portion of our overall
life, the years seem to get even shorter.
This is called ‘proportional theory’.
So… why not use that to your advantage?
Why not let time build your wealth?
It’s going to pass anyway?
Why not leverage it?
Harness it the way a ship’s captain harnesses the wind!
Research from Schroders shows that over the past 34 years, missing only the 10 best days
in the market would have reduced total returns by around half. (Yes, this is true, and yes,
referencing stocks/shares.)
The same is true with property, in that ‘time in’ the market always beats ‘timing’ the market.
You are better to buy and hold. Consistent. Long term. Not short term, trying to game the
system.
Unless, of course, you have perfect knowledge of the market and know all things
happening at all times, in which case, feel free to ‘time’ the market, and please feel free to
give me some tips.
If you are busy, or work a full-time job, or live outside of the UK (as many of you expats
reading this are), or have a young family, or are simply not interested in taking on another
full-time job, i.e. property investing,
In this case, the strategy that beats all others is the simple buy-to-let model.
This is where you buy a property and rent it out, no fancy refurbs, no quick sales, no niche
strategies.
Simple, easy to manage, low hassle, low stress. Peaceful life.
The coming year will pass quicker than the last year, whether you are in the market or not.
Why not use it to your advantage?
Thanks,
Callum
PS.
A spreadsheet I use for mapping deals is below…. It shows how this ‘time in’ the market
compounds. Feel free to use and add your own figures.
https://docs.google.com/spreadsheets/d/1M7z3NgY2MIEqBf1l-b03xNzc463wKcgb8pmqEoXmAdo/edit?usp=sharing
PSS.
You can see it’s more powerful using ‘leverage’ (a mortgage). If you would like my ‘three
emails in three days’ on how best to secure a mortgage in the UK whilst overseas as an
expat, drop your details here